Money-Saving Hacks for UK Students
- Emily Watson
- Jan 9
- 2 min read
Updated: Jan 14
Living on a student budget can feel like a juggling act, but with the right money-saving tips for UK students and budgeting hacks for university students, you’ll be saving cash without missing out on the fun. From bagging discounts to finding flexible work, here’s your ultimate guide to money-saving as a student.
1. Student Discounts and Perks
Being a student has its perks, and we’re not just talking about lie-ins between lectures. From exclusive student discounts in the UK to flexible perks, there’s so much to enjoy! Many shops, restaurants, and services offer student discounts, so make the most of them!
Get TOTUM: TOTUM (formerly NUS Extra) is your all-access pass to student discounts, both online and in-store. Think ASOS, Apple, and local takeaways.

Railcards: Apply for a 16-25 Railcard and save 1/3 on train fares. Combine it with your Oyster card for London savings.

Pro Tip: Always ask, “Do you do student discounts?” You’d be surprised how often the answer is yes!
2. Part-Time Job Ideas
Balancing work and studies can be tough, but a part-time job can top up your funds and give you valuable experience.
On-Campus Jobs: Universities often hire students for roles like library assistants or tour guides. They’re flexible and close to your lectures.
Retail and Hospitality: Shops, cafes, and bars are classic options. Bonus: free coffee or meals!
Freelancing: Got a skill? Whether it’s writing, graphic design, or tutoring, freelancing lets you earn on your own schedule.
3. How to Save on Bills
Sharing a flat or house? Utility bills can pile up fast, but splitting costs and being energy-savvy can keep things affordable.
Split Wisely: Use apps like Splitwise to track shared expenses. No awkward IOUs.

Cut Energy Costs: Turn off lights, unplug chargers, and keep heating to a minimum. A draft excluder works wonders.
Pro Tip: Shop around for broadband deals. Many providers have student-specific offers.
4. Free Things to Do in Your City
Who says fun has to cost money? From parks to museums, most UK cities have plenty of free activities for students in UK cities to keep you entertained.
Explore Parks: Grab some friends, a football, or a book and enjoy the great outdoors. Hyde Park in London or Heaton Park in Manchester are top picks.
Visit Free Museums: The British Museum, National Gallery, and more are completely free. Culture fix? Sorted.
Local Events: Keep an eye out for free gigs, markets, or open mic nights. Check Facebook or Eventbrite for listings.
Final Thoughts
Saving money as a student doesn’t mean missing out. With these top money-saving tips for students in the UK, you can enjoy life without stretching your budget too thin. With these tips, you’ll stretch your budget further and make the most of your uni experience. Whether it’s scoring discounts, finding a part-time job, or discovering free fun, you’ve got this! Start hacking your student life today and keep that bank account happy.
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